This website is provided as a service of North Pier Fiduciary Management, LLC. ("North Pier"). By accessing North Pier 's website, you agree to the following terms and conditions:

REGISTRATION: North Pier is a registered investment adviser with the Securities and Exchange Commission (SEC).

NO OFFER: Nothing on the North Pier website should be construed as a solicitation, offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction North Pier does not render or offer to render personalized investment advice or financial planning advice through the North Pier website. North Pier's specific advice is given only within the context of our contractual agreements with each client. The North Pier website is limited to the dissemination of general information about North Pier's service offerings and provides an alternative method for prospective clients to learn more about North Pier, and contact North Pier. Advice may only be rendered after the delivery of Form ADV-Part II, the execution of an investment advisory agreement by the client and the advisor.

NO RELIANCE: While North Pier uses reasonable efforts to obtain information from sources which it believes to be reliable, North Pier makes no representation that the information or opinions contained on the North Pier website are accurate, reliable or complete. The information and opinions contained in the North Pier website are provided by North Pier for personal use and informational purposes only and are subject to change without notice. Nothing contained on the North Pier website neither constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. North Pier's specific advice is given only within the context of our contractual agreements with each client.

LINKED WEBSITES: When you access certain links on the North Pier website you may leave the North Pier website. North Pier does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the North Pier website for convenience and informational purposes.

PASSWORD-PROTECTED AREAS: Some of the material in North Pier's website, notably under CLIENT login, is password-protected and access to these areas is restricted to authorized users only. The user in password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

DOWNLOADED MATERIAL FROM WEBSITE: You may download or print out a hard copy of individual pages and/or sections of the North Pier website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the North Pier website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for a public or commercial purpose the North Pier website without prior written permission of North Pier.